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Why My Claim is Taking so Long?

  • Factors affecting claim duration
  • How you could help to speed up the claim

Why My Claim is Taking so Long?

Every day people ask us: “how long it will take to settle?” or “why is it taking so long”.

Unfortunately, there isn’t a straight forward answer to these questions.

There is no 'formula' which could tell how long a compensation claim will take to settle.

There are so many factors that go into a personal injury case that the case can take anywhere from just a few months to a few years.

 

Factors affecting claim duration

There are several reasons that can affect the length of time a claim takes to complete. These include:

 

The type and seriousness of the injuries or illness

To ensure that you receive maximum compensation, solicitors may recommend that a claim be settled only when the extent of the injuries are fully understood and recorded.

An appointed medical expert will diagnose and record your injuries, which inevitably extends the time frame for settlement of your claim.

This could take anywhere from a few weeks to a few months. In exceptionally complex cases this could be an ongoing process that takes years.

 

A Large Amount of Compensation Involved 

Quite often insurance companies will delay paying the settlement, if there is a big sum of compensation involved. They will investigate every single aspect of your personal injury claim.

Also, it is not uncommon for the insurance companies to continually delay the settlement process to see if you will give up and just accept a lower settlement amount.

The insurance companies know that people who are severely injured are in need of the money they are trying to claim.

They will use this knowledge to exploit and try to get them to settle quickly. Unfortunately that means that for a less than what they deserve. 

 

Liability and Admitting Responsibility

If the defendant will admit liability straight away, then the claim can progress in a relatively straightforward manner.

However, if liability is denied, then detailed arguments are likely to be exchanged between the various legal representatives.

As part of the investigations, it might be necessary to get witness statements, review CCTV footage and lengthy documents.

Depending upon the evidence and the complexity of the issues, liability discussions can take time to agree upon, which, unfortunately, will prolong the process.

 

What can I do to speed up my personal injury claim?

 

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What Can I Do to Speed Up My Personal Injury Claim?

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